I've done it. I've decided to retire and move to Florida. Sooner, rather than later.
End of the school year in June.
I could stay here for another 3 years to get full retirement. I could also be laid off since Virginia's budget is in such horrendous shape and cuts are coming in the next couple of months. It's not going to get any better for at least two years. No step or cost of living increases were given to us this year, and we sure won't get them for the next two years, at least.
I think it's time to cut and run.
I'll still have to work. My retirement check is much less than half of what I make now (which isn't all THAT much to start with). I'll lose about $230 a month by leaving three years early, but some of that may be made up by an early retirement option with a lump-sum payment in June, if it's passed. Funny, I decided last week that I need to get to Florida with Tom, and today it was announced, just after I'd emailed the HR guy about retiring, that they were considering an early retirement incentive.
Sort of seems meant to be.